WORTH
BENEFITS
A smarter, more affordable benefits solution for employees & their families.
Backed by over 40 years of employee benefits expertise, we deliver solutions that work — powered by advanced telehealth AI and the ON Health platform.
About Worth Benefits
Years of Benefits Expertise
Network Providers
Copays & Deductibles
Access to Care
At Worth Benefits, we believe that employee benefits should be accessible and easy to understand for all employees.
We strive to provide simple, yet comprehensive benefits solutions that give employees and their family peace of mind.
Backed by over 40 years of employee benefits expertise, WORTH BENEFITS delivers solutions that work. Our virtual and healthcare solution is founded upon a sophisticated Telehealth AI platform. This platform delivers a comprehensive range of healthcare services, including urgent and primary care, medical benefits, and specialized behavioral health support. A key feature is an interactive chat function available 24/7, with a particular focus on providing support for individuals experiencing anxiety and depression.
A smarter, more affordable benefits solution for employees & their families.
Markets We Serve
We partner with organizations across the country. Our goal is to make employee benefits simple, affordable, and compliant so you can focus on growth.
Staffing Agencies
Affordable, compliant benefits that help you attract and retain temporary and permanent workforce talent.
PEOs
Scalable benefits solutions that integrate with your co-employment model and add value for your clients.
Payroll Providers
Enhance your payroll services with turnkey benefits that keep your clients compliant and their employees covered.
Cannabis
Providing healthcare solutions that are compliant in a heavily regulated market.
BUD-E-BENEFITS
Learn More →
About
Usable, affordable healthcare benefits for employees are crucial for business owners looking to retain their employees longer. In partnership with ON Health, WORTH BENEFITS delivers a complete benefits solution backed by world-class underwriting and insurtech technology.
ON Health delivers affordable, everyday healthcare that keeps employees healthy, supported, and connected to care they can actually use.
$0 Deductibles, No Copays, & 24/7 Access
ON Health is founded upon a sophisticated telehealth AI platform. The plan features $0 deductibles, no copays, and 24/7 access to primary care, urgent care, mental health support, and prescription savings. Employees can save on physician and hospital services through the First Health Network, which includes more than 490,000 providers nationwide.
To support compliance, ON Health offers ACA-compliant options such as Minimum Essential Coverage (MEC) and a Minimum Value Plan (MVP) to help employers stay compliant while offering meaningful, affordable coverage.
Board-Certified Doctors
Licensed Mental Health Professionals
Licensed Veterinarians
First Health Network
Can Help You:
Attract Top Talent
Comprehensive benefits packages give you a competitive edge in hiring.
Boost Employee Retention
Workers enrolled in benefits remain up to 47% longer.
Strengthen Workplace Culture
Benefits show employees you invest in their well-being.
Increase Your ROI
Reduce turnover costs and boost productivity across your workforce.
Benefit-at-a-Glance
Powered by
Affordable, high-quality care made simple with $0 deductibles, no copays, and 24/7 access anytime, anywhere.
ON Health delivers real, everyday healthcare employees can rely on through an easy-to-use mobile app and the First Health network, which includes nearly one million providers nationwide.
In-Person Primary & Urgent Care
Digital ID Cards + ACA Preventive Services
Virtual Primary & Urgent Care
Comprehensive Care + Easy Scheduling
Virtual Mental Health
Anxiety, Depression, Stress + And More
Prescription Savings
Discounted Rx + 55,000 Medications
Virtual Veterinarian
Preventative Guidance + Unlimited Chats
Healthcare Benefits Powered by
Plan Benefits
- Virtual primary and urgent care
- Virtual mental health
- Virtual veterinarian
- Discounted prescriptions
- In-person primary and urgent care
- Add-ons: Dental and Vision
Plan Features
- Affordable price
- No copays
- $0 deductibles
- $0 per mental health visit
- $0 per vet visit
ACA Options Provided by Vetted Underwriters
Comprehensive Coverage
- Protects against large claims
- Meets ACA Minimum Value standards
- Preventive and wellness benefits
- Helps employees avoid tax penalties
- Keeps employers compliant
Plan Benefits
- Over 76 required screenings
- Doctors visits and hospitalization
- Mental health
- Rehab
- Prescription drugs
An Easy-to-Use App
Powered by AI & Generations of Expertise
WORTH BENEFITS has rooted itself as a leading insurtech firm, by taking traditional employee benefits and elevating them with advanced technologies — including AI, mobile-driven platforms, and integrated digital tools.
AI assistant with push-to-talk for quick answers and plan support
24/7 virtual urgent care with board-certified physicians
Real-time geolocation to find nearby pharmacies and providers
Virtual mental health care, from AI chat to licensed therapists
Digital insurance cards for easy, on-the-go access
Instant prescription price search with $0 copay and discount options
Virtual vet visits for pets and livestock, saving time, stress, and costly urgent care trips
ACA Options
Minimum Essential Coverage (MEC)
Minimum Essential Coverage satisfies the basic requirements of the ACA by providing preventive and wellness services. It helps employers stay compliant while giving employees access to essential healthcare.
Sample of Services:
- Annual wellness exams
- Preventive screenings (blood pressure, cholesterol, diabetes)
- Immunizations and vaccines
- Women's health services (pap smears, mammograms)
- Tobacco cessation programs
- Routine lab work
- Behavioral health assessments
- Preventive pediatric care
| Benefits | In-Network | Out-of-Network |
|---|---|---|
| Preventive Services for Adults | 100% | 40% |
| Preventive Services for Pregnant Women | 100% | 40% |
| Other Preventive Services for Women | 100% | 40% |
| Preventive Services for Children | 100% | 40% |
Minimum Value Plan (MVP)
A Minimum Value Plan goes beyond basic preventive care to include comprehensive medical coverage, such as doctor visits, hospitalization, and prescription benefits. These plans meet ACA standards for minimum value.
Sample of Services:
- Primary care and specialist visits
- Urgent care and emergency services
- Hospitalization and surgery
- Diagnostic testing and imaging (x-ray, MRI, CT scan)
- Prescription drug coverage
- Preventive and wellness services
- Mental health and substance abuse treatment
- Maternity and newborn care
Provided by Several Vetted Underwriters with Years of Experience
Planning for the Future
Evaluating and adjusting your benefits strategy each year can have a significant impact on your company's bottom line while improving employee morale and retention.
Understand Benefit Implementation Strategies
Reduce or eliminate tax liability through a detailed evaluation of your current benefit options and contribution structures.
Maximize Employee Participation
Encouraging higher participation in your benefits program boosts employee satisfaction and helps extend tenure and improve overall efficiency.
Calculate the Cost of Turnover
High turnover can be expensive. Workers enrolled in benefits remain up to 47% longer, translating into measurable revenue gains.
Adopt Industry-Specific Technology
Use advanced tools and data-driven systems to streamline administration, improve efficiency, and enhance retention rates across your workforce.
Cybersecurity
Our mobile app was built using React Native and is hosted on Amazon web servers. We use end-to-end encryption and continuous monitoring to ensure your personal data is safe and private.
HR Integration
Employees can view medical information in real time, schedule appointments, find prescription discounts, and access their digital ID card through the mobile app.
Our Partnerships & Memberships
Ready to Get Started?
Let's build a smarter benefits strategy for your team.
Contact Us Today